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Does this sound ominous to you? (Read 22837 times)

Kevin_M CH.com Sponsor Offline withered branches grow green again. Posts: 8754 Michigan, USA Gender:	Re: Does this sound ominous to you? Reply #25 - Feb 18^th, 2009 at 7:28am Hard to beat Churchill for quotes. Something about imitation being the best form of flattery. Especially when searching to lead through dire times.
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Bob P CH.com Hall of Famer Offline Shut up Bob! Posts: 4573 Clio,California Gender:	Re: Does this sound ominous to you? Reply #26 - Feb 18^th, 2009 at 11:32am Almost as ominous as buying peoples houses for them Multimedia File Viewing and Clickable Links are available for Registered Members only!! You need to or
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Re: Does this sound ominous to you?
Reply #27 - Feb 18^th, 2009 at 11:51am

Bob P wrote on Feb 18^th, 2009 at 11:32am:

Almost as ominous as buying peoples houses for them

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Oh, Bob - We're only a month in. I'm sure it will get even more exciting. I'm thinking about buying a case of Depends so I can keep riding this ride without having to stop.

"I have been asked if I have changed in these past 25 years. No, I am the same. Only more so." --Ayn Rand

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Bob P CH.com Hall of Famer Offline Shut up Bob! Posts: 4573 Clio,California Gender:	Re: Does this sound ominous to you? Reply #28 - Feb 18^th, 2009 at 12:30pm I'm tempted to sell everything I have and stick the money in an offshore account. Then I can just live off the fat of the land (or Government as it were) here and use my hidden money for luxourious vacations!!!
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monty

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Re: Does this sound ominous to you?
Reply #29 - Feb 18^th, 2009 at 1:35pm

You might consider the bank in Antigua run by Allen Stanford. He's got somewhere between $8 and $50 billion of assets to back up his business.

Quote:

Stanford, a Texan operating from the tropical island paradise of Antigua, was sued by the Securities and Exchange Commission for making up stories and statistics to sell $8 billion of what the commission said were “self-styled” CDs that fraudulently promised higher returns than “true certificates of deposit offered by traditional banks.”

Stanford deployed an army of salespeople with his CD pitch to convince as many as 50,000 wealthy investors in the U.S., Caribbean and Latin America to send him their money. He apparently spent a lot of their cash to buy illiquid stakes in real estate, pay sales commissions for his brokers and acquire the luxurious accouterments that a flashy promoter needs to host cricket matches, politicians and money managers in the Caribbean.

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The outer boundary of what we currently believe is feasible is far short of what we actually must do.

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Jonny

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Re: Does this sound ominous to you?
Reply #30 - Feb 18^th, 2009 at 5:27pm

"The incentives for mortgage-servicing companies to tilt their calculation in favor of loan modification include a $1,000 fee for each mortgage they restructure as well as up to $1,000 a year for the next three years if the borrower remains current. In addition, the government would pay up to $1,000 a year to reduce the size of a homeowner’s mortgage, if the borrower remained current."

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WTF?....I have never missed a mortgage payment, am I gonna get $1000 of TAXPAYERS money?

Angry

Angry

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Artonio

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Re: Does this sound ominous to you?
Reply #31 - Feb 18^th, 2009 at 5:50pm

Quote:

"The incentives for mortgage-servicing companies to tilt their calculation in favor of loan modification include a $1,000 fee for each mortgage they restructure as well as up to $1,000 a year for the next three years if the borrower remains current. In addition, the government would pay up to $1,000 a year to reduce the size of a homeowner’s mortgage, if the borrower remained current."

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WTF?....I have never missed a mortgage payment, am I gonna get $1000 of TAXPAYERS money?

Angry

Angry

Not to be a wise a$$... but what type of plan would you come up with to prevent these people and their families from ending up on the street.

Some of these folks work full time jobs (both parents) and are still confronting foreclosure. Each time a house on your block goes into foreclosure... the value of your house depreciates.

Some guy decided to help out the homeless by providing a E.D.A.R. (Everyone Deserves A Roof)

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It's a shame that anyone would have to resort to having their family live on the street. Hopefully the stimulus package will prevent a few folks from having to go that route.

with warm regards,
Tony

« Last Edit: Feb 18^th, 2009 at 5:55pm by Artonio »

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Jonny

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Re: Does this sound ominous to you?
Reply #32 - Feb 18^th, 2009 at 6:01pm

Artonio wrote on Feb 18^th, 2009 at 5:50pm:

Quote:

"The incentives for mortgage-servicing companies to tilt their calculation in favor of loan modification include a $1,000 fee for each mortgage they restructure as well as up to $1,000 a year for the next three years if the borrower remains current. In addition, the government would pay up to $1,000 a year to reduce the size of a homeowner’s mortgage, if the borrower remained current."

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WTF?....I have never missed a mortgage payment, am I gonna get $1000 of TAXPAYERS money?

Angry

Angry

Not to be a wise a$$... but what type of plan would you come up with to prevent these people and their families from ending up on the street.

I dont need a plan because I didnt run for president.

Lets see, a $1000 if they can make all the payments in a year.....They are fucking suppose to make the damn payments!

I make mine wheres my money?

Do you think they are going to make sure these people are not criminaliens?

Sure, some good folks need help, but do it without making me (the guy that didnt fuck up) pay for it!

Rant over (for now) Wink

Wink

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Bob P CH.com Hall of Famer Offline Shut up Bob! Posts: 4573 Clio,California Gender:	Re: Does this sound ominous to you? Reply #33 - Feb 18^th, 2009 at 6:05pm How about get out of the the place they are in now and can't afford and get a smaller place they can afford. That was tough one, what's next?
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Artonio

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Re: Does this sound ominous to you?
Reply #34 - Feb 18^th, 2009 at 6:09pm

God forbid you should loose your job and your mortgage is doubled. Sometimes it's nobodies fault when shit just happens. Some folks just have crappy luck regardless of doing everything right.

I'd rather see someone living on my block not go into foreclosure...

...and your $1000 dollars is in the form of home equity. If 5 people on your block foreclose there goes the value of your Home....

with warm regards,
Tony

For in our hands lies the ability to shape our world for good or for ill. President Barack Obama

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Jonny

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Re: Does this sound ominous to you?
Reply #35 - Feb 18^th, 2009 at 6:24pm

Artonio wrote on Feb 18^th, 2009 at 6:09pm:

God forbid you should loose your job and your mortgage is doubled. Sometimes it's nobodies fault when shit just happens. Some folks just have crappy luck regardless of doing everything right.

I'd rather see someone living on my block not go into foreclosure...

...and your $1000 dollars is in the form of home equity. If 5 people on your block foreclose there goes the value of your Home....

with warm regards,
Tony

My mortgage will never double, I was smart enough to get a fixed mortgage.

I dont care if ten houses get foreclosed on, I aint going anywhere so people will buy the houses and shit will be right again.

Now, wheres my $1000?

Ever hear the bit that Chris Rock does...."I take care of my kids"?.............Look it up! Wink

Wink

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Artonio

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Re: Does this sound ominous to you?
Reply #36 - Feb 18^th, 2009 at 6:27pm

Quote:

Artonio wrote on Feb 18^th, 2009 at 6:09pm:

God forbid you should loose your job and your mortgage is doubled. Sometimes it's nobodies fault when shit just happens. Some folks just have crappy luck regardless of doing everything right.

I'd rather see someone living on my block not go into foreclosure...

...and your $1000 dollars is in the form of home equity. If 5 people on your block foreclose there goes the value of your Home....

with warm regards,
Tony

My mortgage will never double, I was smart enough to get a fixed mortgage.

I dont care if ten houses get foreclosed on, I aint going anywhere so people will buy the houses and shit will be right again.

Now, wheres my $1000?

Ever hear the bit that Chris Rock does...."I take care of my kids"?.............Look it up! Wink

Wink

your $1000 dollars is in home equity not lost due to the bailout... be glad and rejoice.
Kiss

Kiss

with warm regards,
Tony

For in our hands lies the ability to shape our world for good or for ill. President Barack Obama

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Charlie

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Re: Does this sound ominous to you?
Reply #37 - Feb 18^th, 2009 at 7:21pm

This new deal comes from TARP or part of it, so I understand. It sounds a better way to blow it than letting the ghouls of Wall Street, who look at this kind of thing as an okay from the Feds to take the money and hide rather than use it wisely, get their sticky fingers on it. Nice piece of change. Shocked

Shocked

I watched him in Arizona today. Yikes. This guy is a rock star. We're going to have to deal it for some time. These are youngsters that voted for him and are likely to give him a LOT of leeway. If you don't like him, I'm afraid you're stuck for some time to come. I'm wishing our kids all the luck in the world....All of us are gonna need it.

I'm hoping that some of this stuff works but I have no illusions about it. The operative word is "some." It's hard get around but still.............on the other hand, it's great for the 44 out of 50 states that are in deep this year.

It ain't pretty but this economic mess gets bigger and bigger. I've never seen anything this bad.

Charlie

There is nothing more satisfying than being shot at without result---Winston Churchill

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mondocharlie

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BobG CH.com Hall of Famer Offline Posts: 6422 St. George, UT Gender:	Re: Does this sound ominous to you? Reply #38 - Feb 18^th, 2009 at 7:40pm The Dow Jones is up today. Hey, happy days are here again. My Social Security checks start in March. About freakin' time. I've been without a job for 2 and a half years. Almost got to the point where we were thinking of firing the maid. Well, the upstairs one anyway.
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stevegeebe

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Re: Does this sound ominous to you?
Reply #39 - Feb 18^th, 2009 at 7:41pm

What ever happened to Personal Responsibility and Common Sense?
Always seem to be working for others.

Bob P, I like the way you think. I'm thinking about just paying off the rest of our mortgage, quitting work and just work the system.

Maybe even write a book. 100 ways to prepare Government Cheese.

Tired, tired tired..........

Steve G

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stevegeebe CH.com Alumnus Offline I love YaBB 1G - SP1! Posts: 1687 Mandeville, LA Gender:	Re: Does this sound ominous to you? Reply #40 - Feb 18^th, 2009 at 7:44pm Oh..almost forgot...you can watch Frontline on line at PBS.org...Banking at the Brink. SG
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Jonny Ex Member	Re: Does this sound ominous to you? Reply #41 - Feb 18^th, 2009 at 7:46pm stevegeebe wrote on Feb 18^th, 2009 at 7:41pm: What ever happened to Personal Responsibility and Common Sense? We need not worry about that anymore, bro......Obamas AG just said this about us today! Multimedia File Viewing and Clickable Links are available for Registered Members only!! You need to or
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Brew

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Re: Does this sound ominous to you?
Reply #42 - Feb 18^th, 2009 at 7:48pm

Quote:

Artonio wrote on Feb 18^th, 2009 at 6:09pm:

God forbid you should loose your job and your mortgage is doubled. Sometimes it's nobodies fault when shit just happens. Some folks just have crappy luck regardless of doing everything right.

I'd rather see someone living on my block not go into foreclosure...

...and your $1000 dollars is in the form of home equity. If 5 people on your block foreclose there goes the value of your Home....

with warm regards,
Tony

My mortgage will never double, I was smart enough to get a fixed mortgage.

I dont care if ten houses get foreclosed on, I aint going anywhere so people will buy the houses and shit will be right again.

Now, wheres my $1000?

Ever hear the bit that Chris Rock does...."I take care of my kids"?.............Look it up! Wink

Wink

Just one more example of being punished for playing by the rules. And the double-dip of being forced to reward those who don't.

Does anyone remember sitting at the conference table, ready to sign the papers for your very first mortgage, and the guy from the bank tells you how much house you can afford? Some responsible people say "sure, but I've already determined how much I can afford, and it's nowhere near what you just tossed out."

I guess some people answer that one by saying, "cha-ching." Now all these borrowed billions are going to bail them out, and you, me, and our kids and grandkids get the privilege of paying for it.

What a crock of shit.

"I have been asked if I have changed in these past 25 years. No, I am the same. Only more so." --Ayn Rand

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Jonny Ex Member	Re: Does this sound ominous to you? Reply #43 - Feb 18^th, 2009 at 7:55pm Multimedia File Viewing and Clickable Links are available for Registered Members only!! You need to or Nuff said!
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BlueMeanie

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Re: Does this sound ominous to you?
Reply #44 - Feb 18^th, 2009 at 8:11pm

Artonio wrote on Feb 18^th, 2009 at 6:09pm:

...and your $1000 dollars is in the form of home equity.

Let me get this straight. My math must be way off.

Joe Shmuck buys a house for $200,000. Borrows $200.000 no money down. His house is now worth $150,000. His loss "0". Obamahood GIVES him a cheaper interest rate and an extra $100 month off his principle.

I buy a house for $200,000. Borrow $150,000. My house is now worth $150,000 just like Joe Shmuck. My loss $50,000. Obamahood gives me "0".

The Schmuck should offload that house and buy a dbl wide trailer like he should have did in the first place. Roll Eyes

Roll Eyes

And what about the 60% worth of 32 years of saving for retirement I lost. Is Obamahood going to give me some credit. Sad

Sad

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Brew

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Re: Does this sound ominous to you?
Reply #45 - Feb 18^th, 2009 at 8:18pm

Quote:

And what about the 60% worth of 32 years of saving for retirement I lost. Is Obamahood going to give me some credit. Sad

Sad

No, the government is going to take care of you through your retirement by confiscating your 401K and spreading the wealth around a little. Again, that is your privilege, not a crime against you. If you just bend over and relax, it won't hurt as much.

"I have been asked if I have changed in these past 25 years. No, I am the same. Only more so." --Ayn Rand

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Charlie

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Re: Does this sound ominous to you?
Reply #46 - Feb 18^th, 2009 at 8:19pm

Quote:

What ever happened to Personal Responsibility and Common Sense?

Absolutely! It should be a part of growing up. Schools are afraid of teaching it......they are terrified of the kids.....so it's up to families. It's been so long that I'm not sure if most parents can handle it today. They are the ones in the most trouble. Crash courses needed, I guess.

I, and most of us here, it seems, was lucky. No one got a better background in dealing with debt and living within your means than I. We had business debts and a lot of people to satisfy every month. What was left, was ours........some of it.

Charlie

There is nothing more satisfying than being shot at without result---Winston Churchill

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mondocharlie

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Jonny Ex Member	Re: Does this sound ominous to you? Reply #47 - Feb 18^th, 2009 at 8:25pm Normally "BOHIC" would cover most of the country. But, here in Mass we are so use to "BOHICA" "Bend Over Here It Comes Again"
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Jonny

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Re: Does this sound ominous to you?
Reply #48 - Feb 18^th, 2009 at 9:46pm

Quote:

stevegeebe wrote on Feb 18^th, 2009 at 7:41pm:

What ever happened to Personal Responsibility and Common Sense?

We need not worry about that anymore, bro......Obamas AG just said this about us today!

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You may not see it, but I do!

Its coming down to race....and less than 30 days in.....LOL

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Kevin_M

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Re: Does this sound ominous to you?
Reply #49 - Feb 19^th, 2009 at 6:35am

Being close, like neighbors next door, there can be a lot of different circumstances behind foreclosures.

A. Wife finds out something about husband, turns him in, jailed. Wife has job, works hard but can't keep house, foreclosure. She did the right thing though, anyone would have.

B. Wife loses job in K-Mart restructuring, son loses job then apartment, moves back in with mom and dad with his wife and kid. Dad has forced wage reduction, tries to negotiate with bank, best offer refused, foreclosure.

Houses here are simple, not anything overboard or overextended to these who lost. Lots of things happening despite common sense and lifelong personal responsibility.

A friend in the neighborhood was fine with personal responsibility affording his common sense house payments, employed at a Jeep plant here, once a highly popular make, hasn't worked for awhile, they can't give one away now. A different situation.

Like the old TV series, there are a thousand different stories in the naked city, and this is just one.

« Last Edit: Feb 19^th, 2009 at 6:55am by Kevin_M »

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