Click this link to read a post I like on the clusterheadaches.com message board...

May 14^th, 2025 at 12:42pm

	Welcome, Guest. Please Login or Register
	Search box updated Dec 3, 2011... Search ch.com with Google!

New CH.com Forum › Cluster Headache Help and Support › Cluster Headache Specific › Finding Medical Insurance

(Moderators: DJ, Mrs Deej)

‹ Previous Topic | Next Topic ›

Pages: 1

Finding Medical Insurance (Read 1114 times)

tarijo

CH.com Newbie

Offline

I Love CH.com!

Posts: 10
Iowa, USA
Gender: female

Finding Medical Insurance
Jun 19^th, 2010 at 10:11am

We are in desperate need of medical insurance. Most people I know are. Our kids are covered by the state, but we aren't. I know that underlying medical issues can play a huge role in the monthly premiums.

Does anyone know if cluster headaches will raise those rates?

Does anyone know of a good insurance company that won't charge outrageous monthly rates?

Knowledge is POWER!

IP Logged

Click Here to visit the CH.com Facebook page!

Bob Johnson CH.com Alumnus Offline "Only the educated are free." -Epictetus Posts: 5965 Kennett Square, PA (USA) Gender:	Re: Finding Medical Insurance Reply #1 - Jun 19^th, 2010 at 10:31am There are so many insurance companies that you could spend your life surveying them. Look for "insurance agents" in your Yellow Pages and locate one or more who represent a number of companies. They are in a better position to know/scan for coverage.
Back to top	Bob Johnson IP Logged

deltadarlin

CH.com Alumnus

Offline

I love YaBB 1G - SP1!

Posts: 3823
Downsville LA
Gender: female

Re: Finding Medical Insurance
Reply #2 - Jun 19^th, 2010 at 10:34am

Actually, if your husband has been treated for ch, they can refuse to cover him or exclude his clusters (been down that road with my daughter who has several chronic illnesses). We had to insure her through our state high risk pool and it's not real cheap, but it could be worse.

Multimedia File Viewing and Clickable Links are available for Registered Members only!! You need to

Multimedia File Viewing and Clickable Links are available for Registered Members only!! You need to

IP Logged

Skull Buster

CH.com Junior

Offline

WARNING: Easily amused

Posts: 59
birmingham AL
Gender: male

Re: Finding Medical Insurance
Reply #3 - Jun 19^th, 2010 at 10:24pm

deltadarlin wrote on Jun 19^th, 2010 at 10:34am:

you cant be denied coverage anymore w/ the bill that Obama signed. right? That was one of the things that took effect immediately. But they could still charge the hell out of ya i guess.

IP Logged

tarijo CH.com Newbie Offline I Love CH.com! Posts: 10 Iowa, USA Gender:	Re: Finding Medical Insurance Reply #4 - Jun 20^th, 2010 at 12:43am I haven't been keeping up on all the political news lately. I will look into that, though. I will check the link out, thanks!
Back to top	Knowledge is POWER! IP Logged

Bob P

CH.com Hall of Famer

Offline

Shut up Bob!

Posts: 4573
Clio,California
Gender: male

Re: Finding Medical Insurance
Reply #5 - Jun 20^th, 2010 at 8:02am

Quote:

you cant be denied coverage anymore w/ the bill that Obama signed. right? That was one of the things that took effect immediately. But they could still charge the hell out of ya i guess.

I don't think that takes effect till August (or some time this summer). Everyones rates will go up to cover this additional expense to the insurance companies.

Mrs. Barlow, I never, and I repeat never, ever pissed in your steam iron. "SHUT UP HUB!"

IP Logged

deltadarlin

CH.com Alumnus

Offline

I love YaBB 1G - SP1!

Posts: 3823
Downsville LA
Gender: female

Re: Finding Medical Insurance
Reply #6 - Jun 20^th, 2010 at 8:11pm

Bob P wrote on Jun 20^th, 2010 at 8:02am:

Quote:

you cant be denied coverage anymore w/ the bill that Obama signed. right? That was one of the things that took effect immediately. But they could still charge the hell out of ya i guess.

I don't think that takes effect till August (or some time this summer). Everyones rates will go up to cover this additional expense to the insurance companies.

Actually there are no changes in the pre-exisitng coverage this year (or next from what I can see).

"The requirement to cover people with pre-existing conditions doesn't kick in until 2014. Until then, a new high-risk pool will offer coverage to uninsured people with pre-existing medical problems."

Multimedia File Viewing and Clickable Links are available for Registered Members only!! You need to

IP Logged

Pages: 1

‹ Previous Topic | Next Topic ›

« Home

‹ Board

Top of this page

©1998-2013 Web Vision Enterprises LLC All rights reserved. All information on this site is protected by international
copyright laws. You may not re-distribute any information from this site without written permission from
Web Vision Enterprises LLC and the webmaster of this site. Violators will be prosecuted.
You may view our privacy policy and financial disclosure statement here

DISCLAIMER: All information contained on this web site is for informational purposes only. It is in no way intended to be used as a replacement for professional medical treatment. clusterheadaches.com makes no claims as to the scientific/clinical validity of the information on this site OR to that of the information linked to from this site. All information taken from the internet should be discussed with a medical professional!